Chi Guotai

Personal Information

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Professor   Supervisor of Doctorate Candidates   Supervisor of Master's Candidates  

Personal Profile

 Chi Guotai , who is Professor of finance , Ph.D Supervisor,doctor of management science and engineering, works in Faculty of Management and Economics of Dalian University of Technology. 

1. Current research: credit rating theory and method in big data environment.

2. Professor Chi hosted the research project:

     2018.01.01-2022.12.31.Research on Theory and Method of Microscopic Credit Evaluation in Big Data Environment, National Natural Science Foundation of China (71731003).

3. Credit rating field:Professor Chi hosted the credit rating system and loan pricing system for small businesses such as China Postal Savings Bank Head Office and Dalian Bank Head Office.

    2012.06-2012.12. Interbank Credit Risk Rating System, Postal Savings Bank of China, Moderator: Chi Guotai.

    2009.07-2010.04. Inter-bank cooperation business debt risk rating system, Postal Savings Bank of China, Moderator: Chi Guotai.

    2012.01-2013.12. Dalian Bank Small Business Credit Risk Rating System and Loan Pricing System, Dalian Bank, Moderator: Chi Guotai.

    2007.06-2008.06. Dalian Bank Small Business Credit Risk Assessment System, Dalian Bank, Moderator: Chi Guotai.

    2005.09-2006.08. Five-level classification evaluation system for loans, Dalian Commercial Bank, Moderator: Chi Guotai.

4. Obtained two national invention patents:

   (1) Chi Guotai, Cheng Yuqiu. Credit rating adjustment method based on credit rating and default loss rate. national invention patent, patent number: ZL 2012 1 0201114.3, authorization announcement date: November 18, 2015.

   (2) Chi Guotai, Shi Baofeng. Credit rating system and method based on credit rating and default loss rate. national invention patent, patent number: ZL 2012 1 0201461.6, Authorization announcement date: August 19, 2015.

5. Hosted and completed research projects:

  2015.01-2018.12. Full-asset-liability optimization model based on stock and incremental superposition risk control, National Natural Science Foundation of China (71471027), Moderator: Chi Guotai.

  2015.09.18-2016.06.01. Study on Risk Management of Commercial Bank Facing Asian Community, One Asia Foundation,International Cooperation Grant, moderator: Chi Guotai.

  2013.09.19-2014.09.18. Study on Financial Risk Management Facing Asian Integration, One Asia Foundation,International Cooperation Grant, moderator: Chi Guotai.

  2012.01-2015.12. Small business loan pricing model based on the principle of default risk pyramid, National Natural Science Foundation of China (71171031), moderator: Chi Guotai.

  2011.09-2014.10. Research on credit risk evaluation theory and model, Ministry of Education Science and Technology Research Project, Moderator: Chi Guotai.

  2007.01-2010.08. Comprehensive implementation of the comprehensive evaluation system of the scientific development concept, the National Social Science Fund major project (06 & ZD039), chief expert, moderator: Chi Guotai.

  2006.01-2008.12. Research on the theory and model of futures hedging optimization decision, National Natural Science Foundation of China (70571010), Moderator: Chi Guotai.

  2005.01-2007.12. Bank's asset-liability management optimization theory and model based on portfolio risk control, National Natural Science Foundation of China (70471055), Moderator: Chi Guotai.



Education BackgroundMore>>

1998.4 2004.7

  • Dalian University of Technology
  • Management science and engineering
  • Doctoral Degree

1994.8 1997.8

  • Dalian University of Technology
  • Management science and engineering
  • Master's Degree

1978.10 1982.8

  • Jiamusi Agricultural Machinery College
  • mechanical
  • Bachelor's Degree

Work ExperienceMore>>

1994.5 Now
  • Department of Management and Economics, Dalian University of Technology
  • teacher
1984.1 1994.4
  • Heilongjiang Financial Workers College
  • teacher
1982.8 1984.1
  • Qiqihar Ice Knife Factory
  • Assistant engineer

Social AffiliationsMore>>

2015.4 2018.4

  • 客座教授(大连大学)

2014.7 2017.6

  • 讲座教授(河南大学)

2012.7 2017.12

  • 兼职教授(东北大学秦皇岛分校)

Research Focus

  • Research on Credit Evaluation Theory and Method
  • Credit rating(enterprise credit rating, farmer credit rating,merchant credit rating, personal credit rating and other microscopic credit rating)