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商户小额贷款信用评价模型

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Date of Publication:2014-01-01

Journal:技术经济

Issue:12

Page Number:103-108

ISSN No.:1002-980X

Abstract:Aiming at the credit evaluation of micro‐credit for merchant ,this paper determines the indictors'weights by G1 model ,CRITIC model and variance weighting model.Then following the idea of the minimization of evaluation result diversification ,it calculates the combination weight using the weights based on the above three weighting method ,and establishes the credit evaluation model of micro‐credit for merchant , and makes an empirical study.The result of empirical study shows that the evaluation result based on the combination weighting model have the best consistency and the lowest FRR and FAR.

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