孙秀峰

个人信息Personal Information

副教授

硕士生导师

性别:男

毕业院校:大连理工大学

学位:博士

所在单位:金融与会计研究所

学科:会计学. 投资学. 企业管理

办公地点:管理与经济学部 D456房间

联系方式:0411-84709665

电子邮箱:xiufengs@dlut.edu.cn

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An Empirical Research of the Effects of Non-interest Income on China's Large Commercial Banks

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论文类型:会议论文

发表时间:2012-01-01

收录刊物:CPCI-SSH

页面范围:58-63

关键字:commercial bank; noninterest income; influencing factor; scale effect

摘要:The empirical research observes the effects of internal features and external factors on the large commercial banks' noninterest income by analyzing the panel data of China's five large commercial banks from the first quarter of 2002 to the third quarter of 2011 by using Fixed Effects Cross-section Model. The results suggest the following three relations. First of all, there is a significantly positive relationship between the expansion of noninterest activities and that of bank's scale. Secondly, there is a markedly negative relationship between noninterest income ratio and the increase of return on assets, foreign banks' size and social needs of financial management. Finally, the size of non-bank financial institutions in China has no significant effect on noninterest income ratio.