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Indexed by:期刊论文
Date of Publication:2017-08-20
Journal:管理现代化
Included Journals:CSSCI扩展
Volume:37
Issue:4
Page Number:5-7
ISSN No.:1003-1154
Key Words:服务业;小企业;债信评价;Fisher score
Abstract:以1077笔服务业小企业的贷款数据为实证样本,通过Fisher score值遴选违约鉴别力强的指标,匹配系数—Fisher score值相结合删除信息冗余指标,基于指标的违约鉴别能力Fisher score值对指标赋权,建立了服务业小企业债信评价体系.实证表明:速动比率、抵质押担保因素等25个指标对服务业小企业债信评价具有显著的违约鉴别力.
